If you are involved in a vehicle collision it
can be a confusing and intimidating experience. Especially if, despite
being buckled in and the air bag doing what it is supposed to do, you suffered
an injury. Even minor injuries can result in emergency room and doctor
visits, time away from your job and mental stress that modifies your quality
of life.
Although Maryland generally requires motorists
to carry personal injury protection (PIP) insurance benefits, it
still utilizes the tort system. Thus, fault is established and the
driver deemed "at-fault" has to compensate all injured parties through
their liability insurance company. The insurance company is in business
to make money not to treat you fairly. The more premiums they take
in and the less paid out in claims results in higher insurance company
profits. The insurance company's adjusters are trained to get the
injured victim to sign a release for as little as possible. If a
lawsuit is filed, the insurance companies have well-paid lawyers on their
payroll.
These claims are accepted on a contingency fee
basis, if there is no recovery there is no legal fee.
There is no charge for a consultation.